Peer-reviewed international research papers published open-access with EOI assignment and global indexing across engineering, computer science, environmental science, social sciences, and more.
The study investigated the impact of exchange rate on economic growth in Nigeria. Annual time series data were obtained from the Central Bank of Nigeria Statistical Bulletin for the period 1986 to 2018 on the variables used for the study. Unit root test was conducted using Augmented Dickey-Fuller test technique and the result showed that the variables were stationary though at different levels. Co-integration test was also conducted using Johansen co-integration test method and the result showed that the variables in the model were co-integrated meaning that the variables have a long run relationship. The regression result showed that exchange rate, consumer price index and money supply have a positive and significant impact on the economic growth of Nigeria The R-squared value showed that about 99.7 % of the total variations in the dependent variable was explained by changes in the explanatory variables The error correction result showed that the speed of adjustment to long run equilibrium is 66.15 percent when any past deviation must be corrected in the present period. The result of the granger causality test showed that there is a unidirectional relationship between exchange rate and economic growth, unidirectional relationship between consumer price index and economic growth and unidirectional relationship between money supply and economic growth. Based on the findings it was recommended that government should ensure that serious efforts are being made to stabilize exchange rate. Moreover, government should formulate and implement policies that will boost the productive capacity of the economy
Information Communication Technology (ICT) played a vital role in many disciplines across the globe socially, economically and scientifically. ICT in education has brought a huge contribution towards resource availability and control in the research community as well as student learning capabilities, especially in the developed countries. Unfortunately, students faced some challenges in the Nigerian Universities on the use ICT to improve their success rate, such as lack of internet connectivity in the university, lack of internet facilities and lack of practical hands-on training on how to use computers, etc. This research was aimed to determine the effect of ICT on the University student success with a case study of Al-Qalam University Katsina, Nigeria
The study investigated Relationship between Effective Service Delivery and Information and Communication Technology (ICT) Utilisation in Universities in Anambra State. Aspect of ICT utilsation considered in the study were use of Internet and PowerPoint. Three research questions and three hypotheses guided the study. 645 teaching and non-teaching Staff participated in the study. The study adopted correlational survey design. Effectiveness of Service Delivery Scale (QESDS) and Questionnaire on Utilisation of ICT Scale (QUIS). Instruments used for the study was validated and reliability was established at 0.814 and 0.767 using. Multiple regression was used for analysis. Coefficient of regression and coefficient of determination (R 2 ) were used to answer the research questions while T-statistics and F-statistics tested the hypothesis. Results showed Staff use of internet though positive did not determine the effectiveness of service delivery in both public and private universities. Use of PowerPoint significantly determined the effectiveness of service delivery in both public and private universities. ICT utilisation significantly impacted on effective service delivery in public and private universities with the higher impact change on public universities. From the findings of the study, few recommendations were made.
The utilities of natural sources of anti pathogenic bacterial to increase growth and immune response in aquaculture have been studied a long time ago. The immunostimulants from natural sources became highlight because its function to increase the immune system and to control pathogenic diseases in aquatic animals. Varieties of immunostimulants have been applied in aquaculture, which contain polysac-charides, such as k-carrageenan, laminaran, Ξ²-glucan, chitosan, chitin, fucoidan, predicted to control the development and immune re-sponse in aquatic animals. One source of potential immunostimulans is Ganoderma lucidum, known as traditional Chinese mushroom (Lingzhi). It is used to treat various human diseases because it contain high concentration (25.1%) of polysaccharides (Ξ²-D-glucans, heter-opolysaccharides and glycoproteins), antioxidants, flavonoids, alkaloids, and proteins. This review aim to discuss the potentiality of Ganoderma lucidum as immunostimulants in aquaculture, through by diets.
This study aims to examine and analyze the effect of organizational justice on commitment at PT. Wijaya Karya (Persero) Tbk infrastructure division 2. The data was collected using a survey method, using a questionnaire instrument made on the Google Form platform and distributed to 171 employees with two groups of employee status, namely organic and skilled. Of the 171 employees, 152 employees responded. Data analysis using Path Analysis with the help of the SPSS version 26 application. The results showed that organizational justice had a positive and significant effect on employee commitment. The results of the analysis also show that organizational justice has a positive and significant effect on employee commitment through mediating job satisfaction. Keywords: Organizational Justice; Job Satisfaction; Employee Commitment.
Yusuf Baiquni Ahmad1 Murgianto2 Tri Andjarwati3 1Postgraduate student in Master of Management, University August 17 Surabaya, Indonesia 2,3Lecturer in Faculty of Economics and Business, University August 17 Surabaya, Indonesia moskrisenya007@gmail.com
This study aims to examine and analyze the influence of organizational culture, quality of work life and work motivation on the performance of operational employees at XYZ Sidoarjo with trust as a moderating variable. The population in this study were operational employees at the XYZ Sidoarjo. The population in this study were all operational employees at the XYZ Sidoarjo, totaling 70 employees, so this research is a census study because the population is the same as the sample. The data obtained were analyzed using the PLS (Partial Least Square) analysis technique through the SmartPLS software. The results of this study indicate that organizational culture has a positive effect on the performance of operational employees at XYZ Sidoarjo. Quality of work life does not have a positive effect on the performance of operational employees at the XYZ Sidoarjo. Motivation has a positive effect on the performance of operational employees at the XYZ Sidoarjo. Trust has a positive effect on the performance of operational employees at the XYZ Sidoarjo. Organizational culture does not have a positive effect on the performance of operational employees at the XYZ Sidoarjo with trust as a mediating variable. Quality of work life does not have a positive effect on the performance of operational employees at the XYZ Sidoarjo with trust as a mediating variable Motivation has a positive effect on the performance of operational employees at the XYZ Sidoarjo with trust as a mediating variable. . Keywords: organizational culture, quality of work life, work motivation, trust and employee performance
The study examines the impact of the external factors on the banking profitability and comparative analysis of the subjected impact in between USA and UK banking sectors for the time period of 2008-2017. GDP, money supply, inflation and savings used as independent variables while dependent variable is banking profitability ROA. Levin, Lin & Chu t*, Im, Pesaran and Shin W-stat, ADF - Fisher Chi-square and PP- Fisher Chi-square unit root tests are applied for examining the stationary of the variables. The results of the study show that the model as well as results is significant. External factors have a significant impact on ROA of USA and UK banking. External factors have more impact on banking profitability as compared to USA banking sector. These results suggested that banks needed to improve their profitability through the better management of the external factors at the macro level.
Catfish farming activities today have experienced many developments in terms of innovation to support the production targets achieved, but few farmers pay attention to the effects on the environment. The system commonly used is the aquaponics system, aquaponics is an integrated system between hydroponics and aqua systems, the goal is to maintain fish and plants in a circulating environment with an interconnected system. Plants that are often used in aquaponics are vegetables. Aquaponic plants are very suitable if they can absorb water-soluble nutrients such as kale, cabbage, and lettuce. The principle of this aquaponic system is that vegetables can reduce and utilize organic material from the metabolic waste of farmed fish. Ammonia in the waters comes from fish metabolic waste dissolved in water, fish feces, and from fish food and settles at the bottom of the aquaculture pond. Keywords: Aquaculture, Catfish, Vegetables, Aquaponic.
The study aims to determine the acceptability and marketability of the different recipes of Leche Flan. The different recipes included carrot leche flan, squash leche flan and ampalaya leche flan. Acceptability in indicated by its sensory qualities of color, flavor, texture and appearance. Marketability is indicated by the number of sold products for a certain number of days. The process of research involved experimentation for the try-out and revision of the products and descriptive method for the determination the of the acceptability of the products through taste evaluation. Marketability was determined or direct counting of sold products. The acceptability of the new recipes of Leche Flan was evaluated by ( l0 ) selected students of LSPU-Santa Cruz Campus, twenty (20) Housewives from Sta Cruz Laguna and twenty (20) experts from LSPU-Santa Cruz Campus and Siniloan Campus taken on quota sampling technique. Weighted Mean was used to determine the acceptability of the products, Mean and Rank was used to describe the marketability of the products and F-test was used to determine the difference in the acceptability and marketability. Findings revealed that carrot is evaluated the best in color, flavour, texture and appearance. Squash is rated the least in color, flavour and texture and ampalaya is the least in appearance. The most marketable is ampalaya leche flan and the least is squash leche flan. F-ratio revealed no significant difference in the evaluation made by the groups of taste evaluators on the sensory qualities of the different recipes in color, texture, taste and appearance. On the other hand, a significant difference was seen in its marketability. It is concluded therefore that all the recipes of leche flan are acceptable to the different groups of possible consumers but have different chance of being sold in the market. It is recommended that the recipes of leche flan be utilized and promoted in the community for domestic consumption or small scale business and that higher education institutions utilize it as income generating project, extension project for livelihood and short term course.
The performance of government employees as the state civil apparatus in carrying out their duties and obligations is an important element of a good governance. Employee performance influences the success of the agency in achieving its objectives. The situation at Jakarta OHS Hall β Directorate Generale of Labor Inspection and OHS of Indonesiaβs Ministry of Labor shows employee performance problems, job stress, lighting, and work fatigue experienced by employees. This paper set out to develop a conceptual model for testing the effect of job stress and lighting on work fatigue and its impact on employee performance. Literature review, conceptual model, hypotheses development, and research methodology are discussed. Practicing this paper instantly would provide information about the relationship of job stress, lighthing, work fatigue, and employee performance at the Jakarta OHS Hall β Directorate Generale of Labor Inspection and OHS of Indonesiaβs Ministry of Labor.
The aim of this project is to study the relationship between compensation and its effect on employee performance and to understand how HRIS affects this problem. This project will try to find the relationship between these three .compensation, which is the rewards that employees receive, the performance that represents the efficiency of the employees in the organization and the motivation that is the enthusiasm of the employees and their desire to. Business, government, and society will benefit from this research. I chose the secondary data as this study will be done online only and get all data from journals, books and research papers. For this reason, the study population for this research will be the people who have participated in journal articles, books and research papers, and an additional qualitative research method will be used to ensure more reliability and correctness of data and information in full.
Based on the t-test results with a significance value> 0.05 and a value of t-count> t-table, H1 can be accepted that there is an effect of financial performance on the Food and Beverage Sub-Sector Companies using the NOPAT formula.The results of the analysis of financial performance using the economic value added (EVA) method with an observation period of 2015 - 2019 show that the financial performance achieved by Food and Beverage companies listed on the Indonesia Stock Exchange has provided economic added value because the value of EVA is> 0.
Objective: to assess women's knowledge toward complication of caesarean section and to find out the relationship between women's knowledge and their demographic data. Methodology A cross-sectional descriptive approach was carried out through the present study in order to achieve the early stated objectives. The study was begun from January, 1st, 2019 to April, 10th, 2019. The study is conducted in Al-Najaf City in Iraq in Cesarean room of Al Zahraa' Teaching hospital. Results: revealed that majority of women have acceptable knowledge regarding cesarean section complication. There was non-significant association between the women knowledge toward cesarean section complication and their age, Economic status. The study result indicates that there was significant association between the overall women knowledge toward cesarean section complications and their Occupational status. Also there is highly significant relationship between the women knowledge toward cesarean section complications and their level of education. Conclusion: majority of the women had acceptable knowledge concerning complications of cesarean section. Recommendation: The study recommends that the Nurses need to be joining in special courses in order to improve their knowledge toward cesarean section complications so they will participate in educating patients through information obtained from the courses above because they feel more comfortable especially with the nurses and A population-based study should be conducted to increase women's awareness about the cesarean section complication. Key wards: Knowledge, Caesarean Section.
The mangrove forest area in Segara Anakan is the largest mangrove forest area in Java with an area of 21,500 hectares. The types of mangroves in the Segara Anakan estuary area have various levels of variation, namely there are 26 types of mangroves out of a total of 89 types of mangrove species in Indonesia. Segara Anakan are the best habitat for the growth and development of mangrove veg-etation. As time went on, the condition of mangroves in segara anakan continued to decline. The mangrove health index from 2017-2018 experienced a positive trend due to reforestation, but in 2018-2020 there was a decline again and showed a negative trend so that it can be concluded that the condition of mangroves in segara anakan is classified as poor at this time.
The symbiotic relationship between intellectual property law and the music industry dates back to the 1950s. Copyright law aims to balance the interests of content creators and the general public in the context of providing the widest possible access to copyrighted works . In an objective sense, copyright is a right that allows you to regulate legal relations associated with the implementation (creation, use, improvement and execution) of the objective results of creative activity in the fields of science, art and literature. Thanks to the institution of copyright, relations arising in connection with the creation, recording and use (performance, editing, distribution) of musical works are regulated.
Catfish has a high economic value, in addition to that, local and export demand for catfish is increasing from year to year. The Central Bureau of Statistics (2015) recorded that during the 2010-2014 period, the average increase in catfish production per tonne increased. Transfer of processing technology in the context of diversity (diversification) of catfish processed products in Puwakarta Regency is still very much needed to introduce processors to the types of catfish processed products. What will be done is to process new processed products such as meatballs, nuggets and otak-otak based on catfish. Then it will be compared between the processed products of UPTD Fishery Product Development in Purwakarta Regency with commercial products according to their favorite level. The method used in this field work practice is direct practice, then an analysis of the organoleptic quality (hedonic test) is carried out using 3 treatments with 20 semi-trained panelists. The panelists were asked to determine their level of preference for each of the 3 samples of meatball products, 3 samples of nuggets and 3 samples of otak-otak. In the organoleptic test using the two-way non-parametric statistical method Friedman analysis with the Chi-Square test followed by the Bayes test. Based on the results of the organoleptic quality, it was concluded that all samples of meatballs, nuggets and otak-otak were still favored by the panelists because nuggets 3 samples and otak-otak 3 samples. In the organoleptic test using the two-way non-parametric statistical method Friedman analysis with the Chi-Square test followed by the Bayes test. Based on the results of the organoleptic quality, it was concluded that all samples of meatballs, nuggets and otak-otak were still favored by the panelists because they were still above the product rejection value, which was above the value of 3. Based on the calculation of the appearance, aroma, texture and taste, the highest total criterion weight is the taste parameter. Samples of BP (catfish meatballs), NA (chicken nuggets) and OT (otak-otak of mackerel fish) are the preferred samples compared to other samples with alternative values respectively are 7,85 ; 7,36 ; and 7,00.
This research aims to acknowledge music as an occupation, an art, and a therapy in itself. The researchers aim to promote coping strategies through music in alleviating anxiety attacks among first year college students. More so, as a qualitative research, the data obtained are from the population group of college freshmen from the department of Occupational therapy in Southwestern University - PHINMA. Purposive sampling design was used to select the participants based on characteristics and research objectives. Furthermore, the findings of this research showed that the respondents felt no symptoms of anxiety attacks after than before participating in the research. Thus, the respondents provided the research significant results in this study.
Shrimp is one of the leading national commodities and has high economic value. Indonesian cultivated shrimp production in 2012-2017 has increased significantly. Even though it has increased, there are still problems that must be overcome, one of which is the disease caused by the parasite Enterocytozoon Hepatopenaei (EHP). EHP infection disturbs the hepatopancreatic tubular cells and existing Vibrio cells form colonies on these cells. While Vibrio is a well know pathogenic microorganism in shrimp creating a multiple disease and health problems. This article will discuss about EHP and also its relationship with Vibriosis in Shrimp.
The comparative effects of Virgin Coconut oil (CocosNucifera) and Coconut milk on fertility using male rats as model was studied. A total of 72 rats (40 adults male and 32 female) weighing between 200-250g were used in this study. Group 1 served as the control and received distilled water only. Group 2-4 were the test groups and were fed orally with the coconut extracts. Group 2 was fed with virgin coconut oil (VCO), group 3 fed coconut milk (CM) while group 4 was fed the mixture of coconut oil and coconut milk. The animals at the end of a given duration respectively were sacrificed and their semen sample were collected for sperm analysis. The result of the study showed that the administration of Cocos Nucifera(VCO and CM) extracts significantly decrease (p<0.05) the sperm count of the rat when compared with the control. The virgin coconut oil (VCO) showed a further decrease (P<0.05) when compared with coconut milk and mixture of coconut milk and VCO. Furthermore, there was no significant difference from (CM +VCO) when compared with the control (P>0.05). Also, the results showed that the sperm motility in rats treated with VCO, CM and mixture of VCO + CM showed no significant difference on the immotile sperm when compared with the control. VCO showed a significant decrease (P<0.05) on the motile sperm followed by CM when compared with the control. The administration of Virgin Coconut oil could have deleterious effect on fertility by significantly reducing the motility of the sperm and reducing sperm count as well. KEYWORDS: Virgin coconut oil, coconut milk, sperm count, sperm motility
Materials plays very important role in any industry. Selection of material is vital at design stage itself ,Wrong selection of material may lead to catastrophic failures and outage of plants & even loss of Human lives, Right selection of material leads to long life of plant. In the latest plants specialty 2 RE-69 materials are used for liner. The actual reactor has been constructed using a variety of materials, e.g. Zirconium, Vessel inside a protective liner. This paper intended study Material in urea plant in different vessels and equipment design. In Primary reformer numbers of materials are modified such as micro alloy are also used in tubes.
Climate change and its effects on human life have become one of the major research priorities and have seriously affected human life. Climate change is one of the most important challenges facing humanity in the current century, and its effects seem to be very severe in Afghanistan, especially in the agricultural sector. The climate of a region such as temperature, humidity, atmospheric pressure, wind, rainfall, seasons βclimate change βand the other metrological characteristics affect more than just a change in the weather; attributed to the relatively long period of time. These climates changes have fundamental role in shaping natural ecosystems, human economies and cultures that depend on them. A change in climate can affect for example; human activities (health, education, economics, livelihood income), agriculture forming, (soil fertility and soil degradation, plants production, species of plants), animals live, (food production, food security, biodiversity) and availability and use of water resources (ground water and surface water). Furthermore, most of plants are pollinated by wind, birds and insects, if during pollination of plants a change in the timing of raining or temperature happens, some of these birds, and insects might due to climate change have to travel from one place to another place. Short-term climate change is natural and it will have less negative impacts, but long-term climate change, such as successive droughts can have long time negative effects
Sun light is a portion of the electromagnetic radiation given off by the sun. It consists of the infrared light , the visible light and the ultraviolet light. A photon is a quantum of electromagnetic energy. Photon is also a particle of light. Photoelectrons are released from a material when it absorbs some electromagnetic radiation .The motion of photons is worked according to the law, Action = Reaction + Absorption . If 1 part of the photons fall on the metal then simultaneously (3/14) part of the photons are absorbed in the metal and the rest (11/14) part of the photons combine with the electrons of the metal to be ejected as photoelectrons. The energy is the ability of a body to do the work .The work done is the measure of the kinetic energy of the body .The kinetic energy of a body is the energy possessed by the body by virtue of its motion .The work is said to be done by a force acting on a body such that the body is displaced actually in any direction except in a direction perpendicular to the direction of force. Energy = Work done = Force * displacement Rotation is motion and vice versa. If a force is applied on a wheel and that force simultaneously converts to the centripetal force as well as the centrifugal force then the wheel moves forward. So every point of the wheel rotates and moves vertically on a curved path to cover horizontally on a straight line path. The following laws are derived from the above facts , LAW OF MOTION ----------------------- Nrusinghβs 1st law (a) INERTIA OF REST : A body is at rest, until the applied force on it , converts to the centripetal force as well as the centrifugal force (b) INERTIA OF MOTION : A body is at motion, as long as the applied force on it , converts to the centripetal force as well as the centrifugal force The following law is derived from Nrusinghβs 1st law THE FORCE OF ACTION IS ALWAYS EQUAL TO THE SUM OF OPPOSITE REACTION AND ABSORPTION ------------------------ Nrusinghβs 2nd law This implies that, 14 PARTS ACTION = 11 PARTS REACTION + 3 PARTS ABSORPTION So 1 part action = (11/14) part reaction + (3/14) part absorption The following laws are derived from Nrusinghβs 2nd law FORCE = (11/14) MASS * ACCELERATION ----- Nrusinghβs 3rd law ENERGY = (11/14) MASS (VELOCITY OF LIGHT)Β² ---- Nrusinghβs 4th law PRESSURE * VOLUME = (11/14) TEMPERATURE ---- Nrusinghβs 5th law PRESSURE = (11/14) FORCE/AREA ---- Nrusinghβs 6th law where (11/14) is the constant of proportional IF 14 PHOTONS FALL ON THE METALLIC SURFACE THEN SIMULTANEOUSLY 3 PHOTONS ARE ABSORBED AND 11 PHOTOELECTRONS ARE EJECTED FROM IT THE ENERGY OF PHOTOELECTRIC EFFECT IS DIRECTLY PROPORTIONAL TO THE FREQUENCY OF THE WAVES OF PHOTONS Energy = (11/14) frequency
Research on the analysis of the level of household welfare of iridescent shark cultivators in the village of Koto Mesjid, Kampar Regen-cy, was conducted from December 2018 to November 2020. This study aims to analyze the income and welfare of iridescent shark cultivators based on the welfare criteria of the Central Statistics Agency (BPS) in 2015. The method used in this research is a case study method where data is collected by direct interviewing 20 iridescent shark cultivators using a questionnaire. The sampling meth-od used was purposive sampling method, processing data through descriptive analysis using income analysis and welfare level analy-sis. The results showed that the average income per month of iridescent shark cultivators in the village of Koto Mesjid, Kampar Re-gency reached Rp. 11.840.530 / month, this income is higher than the Regency / City Minimum Wage (UMK) in Kampar Regency which is only Rp. 2.950.088,28 / month. Based on the 10 2015 BPS indicators, all 20 respondents are in a high welfare level, this can be proven by the average score of 2.41 from the 2015 BPS reference.
Research on the analysis of the business development strategy of iridescent shark cultivators in the village of Koto Mesjid, Kampar Regency, was carried out from December 2018 to November 2020. This study aims to analyze the existing cultivation situation in Koto Mesjid village, Kampar Regency based on the Business Model Canvas approach. The method used in this research is the case study method. Information and data were collected from respondents through questionnaires. The sampling method used was purposive sampling method, processing data using qualitative methods with analysis using the business model canvas by looking at the existing aspects of the Business Model Canvas including Customer Segment, Customer Relationship, Customer Channel, Revenue Structure, Value Proposition, Key Activities, Key Resources, Cost Structure, and Key Partners. The results of the research obtained on business strategies in the village of Koto Mesjid show that the iridescent shark cultivator business has a weakness, namely it is still too depend-ent on middlemen. The current business model for iridescent shark cultivators does not yet reflect a βgoodβ performance. The main reason is that iridescent shark cultivators are still dependent on middlemen for sales and marketing.
In the academic research we have been involved, at the extent to be rewarded a PhD degree in Financial Engineering including Developmental Finance, Risk Assessments, and Financial Analysis, we are to study financial markets. Financial markets are in depth examined for its overall understanding and raison dβΓͺtre. The insightful points of this essay are considered at its various and relevant components that are the stated chapters known as what are financial markets all about? Their various structure, instruments being used as well as the given shareholders operating within. Our curiosity also extended to establish the relationship between financial markets and the development process. Later on, we discovered that financial markets existence and development in the global economy is dependent on the milestone of financial theories regarded as the scientific interpretation of the various functioning of financial markets components and actors. As nothing on earth is perfect financial markets are facing serious challenges that we manage to present in the internal and external aspects. We forwardly led our refection by looming the horizons in presenting future prospects and relevant recommendations that are critical to assure global financial markets development. But apart from the fact financial markets are considered a bold tool for financial deepening, financial inclusion, and financial sector development as a whole particularly in high- income countries. But the task is still tedious for those low-income countries to reap the benefits of financial markets development on their own grounds since many sound economic and financial policies and appliances are still awaited in the aim of witnessing effective economic growth and prosperity.
The quest of economic development and prosperity has led world economies to mobilize financial resources within economic sectors where opportunities are available. These financial resources are flowing out within the handling framework of financial institutions. The specific topic of the governance of financial resources from an economic development perspective is hardly addressed in textbooks and do not consider finance as a significant theme. For effective human development and poverty alleviation across the globe, Development Finance with its multilevel role stands and remains a critical theme requiring further attention (Stephen Spratt 2009). Finance as a management discipline seeks for maximizing private returns with financial operations related to known and unknown risks. But a more socially desirable flow or allocation of financial resources is critically required. This is a focal point of Development Finance discipline (P. K. RAO 2003). This paper is seeking to provide a comprehensive insight of Development Finance topic by pointing out what is all about (Chapter I); coming out with the internal sources of development Finance(chapter II); the interdependent relationship that could be derived from the financial development and economic development(chapter III). The issue between Finance and Sustainable Development (chapter IV) should not be put aside. Furthermore, examining Development Finance perspectives (chapter V) is quite pertinent to take a look about the horizons that the discipline is looming ahead. A debate could be raised about how far could Development Finance go? (chapter VI). Our discussion will also be carried out in the extent of analyzing essential achievements of Development Finance (chapter VII). After such a straightforward discussion a conclusion will be welcome to underline the main issues and critical points that any rational economic agent should apply in the aim of enhancing Development Finance bigger challenges such as social inclusion, human development, financial sector stability and development, sustainable development and poverty alleviation.
ANDI AMRI. Analysis of Factors Affecting the Adoption of Mobile Payment Through the Application AnggotaKU (supervised by Gagaring Pagalung and Jusni). This study aims to examine and analyze the relationship between benefits, risks, convenience, and prospects for the adoption of m-payment and income levels using the application services AnggotaKU at KSPPS Bakti Huria Syariah. The research design is non-experimental and the type of research is explanatory research or hypothesis testing which explains the effect of the independent variable on the dependent variable. Data obtained through a questionnaire involving 167 respondents who use the KU Member application in South Sulawesi and analyzed using exploratory factor analysis and structural equation modeling. The results of this study indicate that the benefits, risks, convenience, and prospects have a significant effect on the adoption of m-payments and the level of income of using financial transaction services through the application AnggotaKU. These findings indicate that factors such as benefits, risks, convenience, and prospects can provide a useful understanding and framework for the financial service providers of the application AnggotaKU regarding the aspects of services that should be improved in implementing digital financial transaction services, in order to be able to encourage and increase the intensity of use m-payment. Keywords: Benefits, Risks, Convenience, Prospects, Adoption of m-payment, and income level
Unemployment is seen as a burden on the economy of a country or region. This study aims to assess the extent to which socioeconomic variables such as population growth, government spending, the quality of human resources (HR) have a direct or indirect effect through investment and economic growth on the open unemployment rate in South Sulawesi Province. The data sample used in this study was a time-series from 2000 to 2019 and then analyzed in the Structural Equation Model (SEM) equation model with SPPS version 25 program. The results showed that population growth had no significant effect either directly or indirectly on the open unemployment rate. Government spending has a significant effect both directly and indirectly in reducing the unemployment rate through investment. The quality of human resources has a significant direct and indirect negative effect on the open unemployment rate through economic growth. In conclusion, the open unemployment rate in South Sulawesi is more influenced by factors of government spending, quality of human resources, investment, so it is hoped that the local government will make more efforts to improve these factors to overcome the problem of unemployment.
The study identified poor infrastructures, inadequate loan assessment schemes, inappropriate technology, poor marketing system and other natural hazards as some of the factors that necessitated this study. In view of these, the research sought to quantify the nature of relationship between Loan Assessment and Food Security in Nigeria. This study was anchored on the Structural Change Theory by Lewis Arthur in the year 1954 as framework. The study adopted correlational survey to establish what relationship exists between two or more variables while only secondary data. The study utilized the Ordinary Least Square (OLS) method of analysis. This statistical tool seeks to establish the strength or degree of association between the dependent and independent variables. The findings of the study revealed that there was a significant positive relationship between Loan Assessment and Food Security in Nigeria. And concluded that easy access of agricultural credit through loans and subsidies greatly improves food production through food availability, food assess and food utilization in Nigeria since the coefficients of loan assessment on food security shows a significant positive relationship. In line with the conclusion, the study recommended that more loan facilities and grants should be extended to the agricultural sector by the federal government, state government, various agricultural institutions like the Bank of Industry (BOI), Nigerian Agricultural Credit and Rural Development Bank (NACRDB), African Development Bank (AfDB), etc to sustain the increase in food production in Nigeria.
Analysis of Career Development and Leader Member Exchange (LMX) with Organizational Citizenship Behavior (OCB) Mediated by Job Satisfaction. The purpose of this study was to determine: firstly the effect of career development on OCB, secondly the effect of LMX on OCB, thirdly the effect of career development on job satisfaction, the fourth effect of LMX on job satisfaction, the fifth effect of job satisfaction on OCB, sixth the effect of career development on OCB mediated by satisfaction work and the seven effects of LMX on OCB which are mediated by job satisfaction. The sample in this study were all 135 employees of PT Enka Dera Nusa (PT EDN) using saturated sampling technique. Data obtained by distributing questionnaires. This research uses quantitative research methods. The results of this study indicate that career development and LMX have a significant effect on OCB which is mediated by job satisfaction.
This paper describes the design of a low-power, current-regulated three-phase inverter suitable for a solar photovoltaic drive using a synchronous permanent-magnet motor. Precise stator-current control is required to operate the machine in a self-synchronous mode. The general features aimed for in the design included, near-sinusoidal output current wave shape, variable output frequency in the range from rated down to DC, variable output amplitude; minimum losses, low noise generation together with compact and low inductance design.
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